Instant download · Excel, Google Sheets & PDF

The toolkit

The book gives you the plan. These do the work. Spreadsheets that run the numbers, checklists you tick off as you go, and deeper dives for particular situations — a first home, a public-service pension, a side income, teaching children about money. Each one does a single job properly, using Irish rules and the same figures as the book.

All downloads

Spreadsheet · Excel + Sheets

The Irish Household Budget Planner

A budget built around how Irish households actually spend — mortgage or rent, childcare, motor tax and NCT, health insurance, bins, oil fills.

  • Monthly and annual views that reconcile
  • Irregular-bill sinking fund built in
  • Four-account system pre-configured
  • Works offline in Excel or live in Google Sheets
€12
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Spreadsheet + guide

Emergency Fund & Debt Payoff Planner

List every debt once and see, in euro and months, the difference between snowball and avalanche — then follow the schedule it prints.

  • Credit card, car finance, credit union & BNPL
  • Payoff date and total interest saved
  • Emergency-fund target calculator
  • Printable month-by-month tracker
Spreadsheet

Net Worth Tracker

The one number that tells you whether any of it is working. Update it for ten minutes each quarter and watch the line.

  • Assets, pensions and property in one place
  • Mortgage balance auto-amortised
  • Quarterly chart from day one
  • Ten-year history sheet
Guide · 18 pages

Pensions in Ireland, Explained

The single highest-value hour you'll spend on your money. Occupational schemes, PRSAs, AVCs, employer match and age-related tax relief.

  • How to read your annual benefit statement
  • Finding the fees you're actually paying
  • Worked example: what +2% does over 20 years
  • What to do with pensions from old jobs
€15
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Guide + calculator

The Public Sector Pension Decoder

For teachers, nurses, gardaí, and civil and local authority staff. The scheme you're in changes everything — most people don't know which one they're in.

  • Single Scheme vs. pre-2013 schemes
  • ASC and the pension levy, decoded
  • Is buying notional service worth it?
  • Where AVCs fit, and where they don't
€19
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Spreadsheet

The Retirement Runway Calculator

Answers the only question that matters: at this contribution rate, what income am I on track for — and how much does retiring at 60 instead of 66 cost?

  • State Pension included or excluded
  • Real (inflation-adjusted) figures
  • Drawdown vs. annuity comparison
  • Side-by-side scenarios for contribution changes
€15
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Guide · 16 pages

Investing in a Nutshell for Beginners

Written for someone who has never bought anything but a savings certificate. No jargon, no stock tips, no crypto.

  • What a fund actually is, in one page
  • Risk, time horizon and why they're the same question
  • Irish tax: exit tax, deemed disposal, CGT
  • Your first contribution, step by step
€15
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Reference sheet + tracker

The Irish Investor's Tax Sheet

The thing that stops most Irish investors dead. One page that tells you which tax applies to what — plus a tracker so deemed disposal never sneaks up on you.

  • ETFs vs. shares vs. investment trusts
  • Deemed disposal dates tracked per holding
  • Which return you file, and when
  • Loss relief: where it works and where it doesn't
€12
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Toolkit · guide + 3 sheets

The First-Time Buyer Toolkit

From “we should probably start saving” to keys in hand, with the schemes, the paperwork and the real cost of the day itself.

  • Deposit rules and exemptions, plainly
  • Help to Buy and First Home Scheme walkthroughs
  • Approval-in-principle document checklist
  • True-cost calculator: stamp duty, legal, survey, furnishing
€19
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Checklist · 12 pages

The Tax Back Checklist

Most PAYE workers leave money with Revenue every year. This walks you through myAccount claim by claim — and the four-year rule means you can still go back.

  • Health & dental expenses (including nursing home)
  • Rent tax credit and remote-working relief
  • Flat-rate expenses by occupation
  • Tuition fees, and claiming for a parent
€12
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Family pack · printable

Kids & Money: The Family Money Pack

Written by a teacher. Age-banded activities that make money concrete for children from 5 to 14 — without a lecture.

  • Pocket-money charts: save / spend / share
  • First bank account and first debit card
  • Ten dinner-table money conversations
  • Teen edition: payslips, part-time jobs, first tax
€12
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Guide + bookkeeping sheet

Side Income & Sole Trader Starter

Grinds, weekend work, an Etsy shop, a bit of consultancy. What you must register, what you can claim, and how to not panic in October.

  • When Form 12 becomes Form 11
  • Registering as a sole trader, start to finish
  • Allowable expenses without over-claiming
  • Simple income & expenses sheet with a tax set-aside
€15
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Nothing in that category yet — try “Everything”.

Bundles

Buy together, pay less

Every bundle is a one-off payment. No subscription, no upsell — you get the files and lifetime updates to them.

Starter

Get control

€25 bought separately: €33
  • Household Budget Planner
  • Emergency Fund & Debt Payoff Planner
  • The Tax Back Checklist

The three that pay for themselves fastest.

Get the starter bundle
Toolkit only

All twelve downloads

€65 bought separately: €164
  • Every planner, sheet and guide
  • Excel, Google Sheets and PDF
  • Every future release, free
  • No book, if you already have it
Get the toolkit
For organisations

Financial wellbeing for your staff or members

Workplace and staffroom talks, union and credit-union member evenings, graduate inductions, retirement-planning sessions. Delivered in person or online, with a licensed copy of the toolkit for everyone who attends.

Enquire about a workshop Bulk book orders

Sessions are educational only — no products are sold or recommended.

Downloads

How it works

Straight after checkout. You'll see a download link on screen and get a second copy by email, so it doesn't matter if you close the tab. Spreadsheets come as .xlsx plus a Google Sheets copy link; guides are PDF.

No. Every spreadsheet has a Google Sheets version that works free in a browser, and opens fine in Numbers or LibreOffice too.

Figures get updated and you get the new files free, at the same email address you bought with. That's what “lifetime updates” means — there's nothing to renew.

Because these are digital files delivered instantly, you agree at checkout to waive the 14-day cooling-off period. That said, if something isn't what you expected, email us within 14 days and we'll sort it out. Full detail in the refund policy.

No. These are educational tools and general information about how the Irish system works. They can't take your circumstances into account and are not a personal recommendation. For advice, talk to someone regulated by the Central Bank of Ireland.

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Two pages. Ten minutes. Tells you which of these you actually need first.